M47 AI Company

AI for Insurance Operations

One agent architecture for the whole operation

Claims is the core. Around it, the same architecture runs everything an insurance operation handles day to day: assistance, coordination, engagement, network and finance. Agents prepare and recommend, your rules compute, your team decides and sees everything.

The operations map

Every queue, one architecture

One front door classifies everything that arrives. Five queues process it, each with its own agent. Two shared capabilities and the platform cut across all of them.

Claims47 · Intake & triage

Every submission, every channel: email, portal, phone, paper. Captured, structured and routed to the right queue.

Available today
Claims

Reimbursement end to end: intake, evidence and integrity checks, fraud screening, recommended decision, payment-ready file.

Claims47 agent · includes DocFraud47
Available today
Assistance

Medical and non-medical assistance requests: triage, provider search and assignment.

Assistance AI Agent
Extension agents
Coordination

Pre-certifications and authorizations: coverage and copay checks, letters, clinical routing.

Coordination AI Agent
Extension agents
Engagement

General inquiries and sales conversations: suggested responses, approved replies.

Engagement AI Agent
Extension agents
Network & Finance

Provider tariffs kept clean, payment operations consolidated across clients and currencies.

Network AI AgentFinance AI Agent
Extension agents
CommunicationAvailable today

Every queue, every state change: the customer always knows where their case is.

InsightsAvailable today

Reviews up to 100% of decisions across queues and turns them into business insight: price outliers, provider patterns, portfolio trends.

The Claims47 platform: your policies, rules, tariffs and data · every decision explained: evidence per line, audit trail, operation metrics · Adjuster Dashboard, or your systems via API
Available today · Claims47 coreExtension agents

Available today

The core is Claims47

The Claims47 agent, with its four capabilities (intake and triage, evidence, communication, insights), is in production, part of +500,000 claims & insurance processes run per year. Everything on this page extends that core: one agent per operation domain, same platform, same rules, same audit trail.

See the Claims47 platform
Up to 80%
of the claims process automated end to end
60s
from complete claim to payment-ready decision
claims per adjuster and day, health program, first weeks in production

Extension agents

How far the same architecture goes

Extension agents are delivered in waves inside a live TPA transformation, co-built with a client in production. They are not sold standalone: they extend the Claims47 core, on the same platform, governed by the same rules.

Assistance AI Agent

Assistance requests end to end; a medical team involved only where clinically needed.

Medical triageProvider assignmentNon-medical

Coordination AI Agent

Non-urgent authorizations recommended for automatic approval where your rules allow.

Pre-certificationClinical routing

Engagement AI Agent

Inquiries and sales: the simple resolved by AI, the complex kept with humans.

CopilotReply

Network AI Agent

The provider network's commercial side, kept clean and current.

Tariff validationTariff consolidation

Finance AI Agent

Payment operations across clients, providers and currencies.

Payment consolidation

In production

From claims core to full operation

A US-based travel-medical TPA started with the claims core: intake in any language and currency, validation, fraud screening and payment-ready decisions, with Claims47 acting as the system of record. Today the same agent architecture is being extended across its whole operation in successive waves: assistance, pre-certification, member communication and insights, with humans in the loop on every exception.

54stypical decision on a complete claim
36k+claims reviewed by AI
−61%cost per claim

Reference available under NDA.

Who it's for

Built for operations that carry the volume

TPAs

Volume grows faster than headcount can. Agents absorb the routine work per queue, and every client keeps its own rules and visibility.

Assistance companies

24/7, multichannel, multilingual. Triage, provider assignment and member communication stop depending on who picks up the phone.

Insurers with delegated operations

Visibility and control over the whole chain: every decision logged, every SLA measured, every rule yours.

Let's map your operation

A 30-minute working session: we walk your operation queue by queue and show where agents fit first. No demo required, no commitment.