01Claims47 · Home Insurance
A water-damage claim shouldn't wait for someone to open every photo.
Automate home claims from the repair invoice and the photos: every line checked against the coverage, every photo read as evidence, with control over every decision.
02Claims47 · Product definition
Specialized AI for home insurance claims.
Claims47 reads repair invoices, estimates and photos, detects the coverage from the policyholder's own words, matches every line to the policy's benefits and limits, and routes each claim to a recommended decision or adjuster review.
Invoices and estimates
Contractor invoices and quotes in any format: line items, taxes and totals structured and reconciled.
Photos as evidence
The photos of the incident are read and judged: what they show, what they prove and what they don't.
Coverage and rules
Water, glass, electrical, fire, theft or weather: the coverage detected with a confidence score, your required documents, limits and waiting periods applied.
03Claims47 · The tension
More automation shouldn't mean recommending what the photos don't show.
Manual review
Every invoice line and every photo is a manual touch. Time and cost grow with volume, and a small leak waits as long as a flooded house.
Basic automation
Extracts the invoice, but cannot tell whether a photo of a wet floor proves a damaged wall, or whether a line sits inside the coverage.
Automation that recommends the routine claim in seconds and still asks for the photo that proves the drywall.
04Claims47 · Proven in production
In the Claims47 platform, a home claim goes from description and documents to a recommended amount, line by line, with the evidence attached.
Faster decisions. Every line justified. Control on every exception.
Cost
Up to 80%of the process automated end to end. Small home claims stop being expensive to review.
Time
60sfrom a complete claim to a payment-ready decision.
Trust
100%of lines checked against coverage and evidence: covered, partial or needs more information.
Available in the Claims47 platform today
home coverages configured per product: water, glass, electrical, fire, theft, weather, liability
document types per claim: repair invoice, estimate, photos of the incident
verdicts per line, with the reason: covered, partial, unsupported, needs information
Home claims run on the same Claims47 engine that processes pet and medical claims in production. The figures above describe the platform configuration, not a client deployment. Every demo runs on synthetic data.
05Claims47 · Specialization
Designed around the reality of home claims.
Coverage detection · documents and photos · limits and rules · evidence per line.
Coverage detection
The claim type detected from the customer's own words, with a confidence score, restricted to the coverages of their product.
Documents and photos
Repair invoice or estimate plus photos, required per coverage. Missing pieces flagged at intake.
Limits and rules
Reimbursement rate, maximum per coverage, annual limits and waiting periods applied line by line.
Evidence per line
Each billed line matched to the coverage and checked against the photos: covered, partial or needs information, with the reason.
06Claims47 · Operational fit
Add automation without replacing your claims core.
Works with your existing systems or as the system of record. Your team defines the documents required, the thresholds and where a human signs off.
- Policies and coverages hosted or connected
- Documents required per coverage, configured
- Limits, rates and waiting periods per product
- Adjuster review on every flagged line
- Recommended amount recalculated on every change
- Progressive rollout, live in weeks
07Claims47 · How it works
From description and photos to a recommended decision.
Intake → coverage detected → documents checked → invoice, provider and property extracted → benefits line by line → eligibility, evidence and integrity → recommended decision or review. Every step visible in the claim file.
Detected type
— · the claim type is detected from the customer's own words, with a confidence scoreDecision
Press Run live demo to watch the claim processed check by check.
Product view. Synthetic data.
Intake & triage
Opens the claim from email, portal or form, detects the coverage from the description with a confidence score and checks that the required documents are there.
DocFraud47
Edited invoices, reused photos and duplicate submissions caught before any decision.
Evidence
Extracts the invoice, matches every line to the coverage and its limits, checks eligibility, evidence and integrity, and recommends the amount.
Communication
Asks the policyholder for the photo or estimate that is missing and keeps them informed.
Insights
Reviews decided claims: contractor pricing per repair, recurring exceptions, portfolio trends.
08Claims47 · Why Claims47
More than document extraction.
Specialized in home claims · photos as evidence · automation with control · faster than building internally.
Specialized in home
Configured around coverages, repair invoices and photos, not a generic document pipeline.
Photos as evidence
Every line is checked against what the photos actually show, with the reason written down.
Automation with control
Every check is advisory: the adjuster changes a line and the amount recalculates. You set the dial.
Faster than building internally
Product configured for fast pilots: your coverages and rules in weeks, on synthetic data first.
09Claims47 · Next step
See a home claim go from photos to a recommended decision
20-minute demo on synthetic data: a water-damage claim, line by line. Then we show how your coverages, documents and rules plug in.
Claims47 · an M47 Labs solution · Runs in M47 Cloud · ISO 27001 · SOC 2 · GDPR compliant · setup fee + price per claim · References available under NDA